Compensation Benefits

UAE’s GPSSA extends payment period for merging past service from 4 to 10 years

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Merging service periods makes employment into a continuous record, so its easier for them qualify for pension benefits.

The General Pension and Social Security Authority (GPSSA), United Arab Emirates has updated its policy, giving employees up to 10 years instead of 4 years to pay for merging their past service periods. 

This means workers now have more flexibility and a longer period to make the necessary payments if they want to combine different service periods (for example, time worked in different jobs or entities) so that their total years of service count toward pension and social security benefits. 

The decision, approved by the GPSSA Board of Directors, is designed to help Emiratis combine their past employment periods, improve financial security, and give them more flexibility in planning for retirement. 
The new policy is effective from September 2025, and will apply to everyone covered under GPSSA’s pension laws. The implementation will happen in two phases: first, it will cover people who already have active service-merging requests; then, from November 2025, it will be open for new applications.
Further, the authority advised, “those planning to submit merging service periods requests during the second phase to use this time to update and verify their information via the digital Ma’ashi platform. Ensuring accurate data, including confirmation of eligible service periods, will help avoid delays in processing.” 

Adding, “This change is particularly beneficial for insured individuals currently paying installments above the legal minimum of one-quarter of their contribution salary. These individuals will now have the option to spread their payments over a longer period, while the mandatory minimum payment of one-quarter of their contribution salary remains unchanged.” 

The new policy makes it easier for insured Emiratis to merge different periods of employment. This can include time spent working with any employer covered by federal pension laws, service completed before becoming a UAE citizen, and other cases approved by GPSSA’s Board of Directors. 

Merging service periods means combining past and current employment into one continuous record. This helps individuals qualify more easily for pension benefits and can increase their final pension amount. For example, if someone worked for one employer and later joined another, merging ensures both periods are counted together, protecting the full value of their work history. 

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By extending the payment timeframe, GPSSA is giving people more flexibility and support in planning their retirement, and reflects its commitment to financial security, stronger social safety nets, under the UAE’s “Year of the Community” vision. 

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